Day 9 : How to choose the best credit card for yourself?

Just found an useful website to compare the financial services in Malaysia.



The site compares credit cards and builds them into a very clear chart. By using it wisely, a good credit card could help to save some small money, either in a way of cash back (such as PETROL filling or shopping privileges) or collecting the points (reward points or travel miles).


Be aware of the annual fee, if it comes with an asterisk*, it means the fee could be waived by certain amount of swiping per year. With regular use of the card per month, we could easily achieve the swipe amount.

The website narrows our choices by rating the cards based on our interests and monthly income. More info can be found from the link. Remember to learn more about the interest rate, late payment charge, cash back limit per month, percentage of cash back for weekend or weekdays before making a judicious decision.

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